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CEO Update - the National Budget |
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  Clark says:
"Budget 2012 revealed a mixture of good and bad news. Good being the incentive to save in exemptions on small & medium term savings vehicles and the bad being the increase in Capital Gains Tax from 25% to 33% for individuals. The latter being an effective medium to tax the higher income earners but won't they turn to hidden trusts and offshore investments if this trend becomes too taxing?"
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Viewers already missing In Debt |
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 This viewer's Saturday evenings just won't be the same without her weekly dose of the Debt Doctor on SABC1! We're glad to hear that In Debt has left a lasting legacy in her finances:
"I was thrilled to watch the show every saturday. I am trying by all means to manage my debts and save at the same time. The show made me stay positive to keep my resolutions and I am 100% sure that I will achieve some of them before June. Last week there was no show - are you still going on air or it is it the end? I have to applaud you guys, keep up the good work! I am not drowning but it helped me to be more cautious."
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Debt Counselling keeps roof over family's heads |
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  Kaydin's clients have reason to celebrate, as she has successfully convinced a bank to let us restructure a client's mortgage loan instalment under Debt Counselling, preventing them from taking legal action to repossess the home:
"I have reinstated a clients Home loan under Debt Review, after battling with the credit provider for almost 3 months!"
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  Mapule says:
"Today i would like to urge all our clients to concentrate on maximising their income instead of complaining about their salary. Use all your skills / gifts to increase your income. For instance, you could start selling a product at work, once you have made sure that it is not against company policy. You have the ability to change your behaviour in order to stay economically active but this will not happen coincidentally. It is up to you to plan and to measure what you have (Budget)."
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 There are few things we enjoy as much as issuing a Clearance Certificate to a client under Debt Counselling. Not only does it mean the client no longer needs Debt Counselling, but also that all their debt has been paid off!
Being debt free is the most important financial investment and is always the first step towards wealth creation!
This client has been under Debt Counselling since March 2009 and has managed to clear all her debt in just under two years, by using all her salary increases and bonuses to pay off her debt faster. She is now debt free and couldn't be happier:
"Great stuff! Thank you kindly! I have contacted our investment area – have taken out a savings endowment for now….. and started a fund for my pilgrimage!
THANK YOU TO YOU AND YOUR TEAM FOR ASSISTING ME THROUGH THIS! I AM SO GLAD THAT YOU WERE THERE TO ASSIST ME AND GET ME TO WHERE I AM TODAY!"
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